It can be a daunting task to find affordable health insurance especially if you are self employed or have a family that’s not covered on your health plan at work. In addition to this, if you have a pre-existing condition, you are in real trouble because in most cases it will not be covered at all. One of the best ways to get affordable health insurance is with a group plan and this is normally done through an employer. That employer generally pays some or even all of the insurance cost for the employee but the employee may choose to add a spouse or a family member at an additional cost.
But, if you are self employed or lose a job, these affordable health insurance choices aren’t offered to you, which can present a problem. However, you should be able to find something that is available for small business owners and self-employed people but it will be at a much higher cost. So, this makes it all the more important to shop around to help you find affordable health insurance. If you get quotes from several different companies, you’ll be much more likely to find affordable heath insurance.