Terms of Use
Welcome to LowestQuotes.com (“Website”, “we”, “our”, or “us”). These Terms of Use (“Terms”) govern your access to and use of our Website, including any content, features, tools, or services offered. By using the Website, you accept and agree to be bound by these Terms. If you do not agree, do not use the Website.
1. Use of Our Website
You may use this Website for lawful, personal, and non-commercial purposes to research, compare, or shop for auto insurance. You agree not to misuse the Website or use it in a way that could damage or impair our systems, services, or reputation.
2. No Insurance Sales or Legal Advice
We are not an insurance company, insurance agent, or broker. We do not issue insurance policies or provide legal or financial advice. This Website is for informational and comparative purposes only. Always consult a licensed insurance professional before making any insurance-related decision.
3. Affiliate & Advertising Disclosure
We may partner with insurance providers, brokers, or third-party platforms. Some links or offers you see may generate affiliate commissions when users engage with them (such as by clicking or submitting a quote request). These relationships may influence the placement or appearance of offers, but do not affect our editorial integrity or objectivity.
4. Quote Tools & Third-Party Services
We may provide quote request tools, forms, or links to third-party websites where you can receive auto insurance quotes or apply for coverage. We do not guarantee the accuracy of any quotes, nor are we responsible for the results or actions taken on third-party platforms.
Any information you provide to a third party is governed by their terms and privacy policy.
5. Accuracy of Information
We aim to keep all content accurate and current, but we make no guarantees regarding completeness, accuracy, or timeliness. Insurance rates, terms, and eligibility vary and are subject to change without notice. Always verify directly with the insurance provider.
6. User Conduct
By using this Website, you agree not to:
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Use bots, crawlers, or scraping tools;
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Distribute malicious software or engage in disruptive activity;
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Misrepresent your identity or provide false information;
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Use the site for illegal purposes.
We reserve the right to suspend or terminate access for any misuse.
7. Intellectual Property
All Website content — including logos, text, images, software, and design — is owned by LowestQuotes.com or its content suppliers and is protected by intellectual property laws. Unauthorized reproduction or use is prohibited.
8. Disclaimer of Warranties
This Website is provided on an “as is” and “as available” basis. We make no warranties of any kind, either express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement.
We do not guarantee the Website will be uninterrupted, error-free, or secure.
9. Limitation of Liability
To the maximum extent allowed by law, we shall not be liable for any indirect, incidental, consequential, or special damages, including lost profits, lost data, or lost opportunities, arising out of your use or inability to use this Website.
10. Changes to Terms
We may modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.
